Since 2009, Martinter, a subsidiary of the Argosyn Group, has been a shareholder, alongside Crédit Mutuel Alliance Fédérale, of the Cofidis Group. The latter, through its 3 brands, designs, sells and manages a wide range of financial services.




Since its creation, Cofidis, a historic player in distance selling, has placed customer relations at the center of its expertise and strategy. In the BtoB business, Cofidis proposes an offer adapted to its potential partners whatever their distribution channels. As part of its approach to fighting overindebtedness, Cofidis has signed a partnership agreement with CRESUS (Regional Chamber of Social Over-indebtedness). CRESUS is a federation recognized as being of public utility. It is made up of 18 associations spread over 14 regions united by an ethical charter, thus forming a local network entirely dedicated to welcoming, listening to and supporting over-indebted households and preventing financial and economic exclusion.


Monabanq is one of the French leaders in online banking since 2006. The first 100% online bank to put “people first, money second” (“les gens avant l’argent”), Monabanq offers a banking service adapted to their lifestyle by offering them autonomy, competitiveness and availability.


Creatis, a bank specializing in credit consolidation, offers the services of a local bank and is committed to its customers in terms of availability, accessibility and long-term budget support. The commercial strategy of the brand is to offer a quality service with advice and a tailor-made follow-up, revealing its professional requirements. It guarantees non-judgmental listening and the confidentiality of data and exchanges. This strategy is in total in adequacy with its baseline : “the Power of acting” (“Le pouvoir d’Agir”).



Equipe Damien Demenez

Damien Demenez

CFO and Member of the Risk Monitoring and Audit Committee

Equipe Isabelle Ling

Isabelle Ling

Head of Controlling and Member of the Risk Monitoring and Audit Committee

Equipe Béatrice Defossé

Béatrice Defossé

Head of Legal Department and Member of the Supervisory Board of Cofidis Group and Cofidis SA